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The key to the achievement of your long term goals and objectives is first and foremost getting clear about them. By knowing where you want to be in the future and where you are currently at you are able to put in place a solid strategy that deals with the “gap” in between the two.
Remember that you need to take an holistic view point of your situation and not a piecemeal one. Different areas of your life can impact on other areas and so ensuring that you cover off all the areas is really required.
When setting goals ensure that they are what we call “SMART” goals, that is that they are Specific, Measurable, Attainable, Realistic, and Time Specific. Also make sure that you have a mixture of Short, Medium and Long term goals. Life is not only about ensuring that you are comfortable later in life but also that you have fun and do the things that you want to while you can
Some Examples of various SMART Goals
| Short Term | Upgrade the car by Christmas this year. |
| Medium Term | Take a round the world trip in 5 years time |
| Long Term | Have $500,000 in savings by the time we retire at age 65 |
Copyright 2011. All Rights Reserved. New Zealand Financial Planning Company Ltd
The contents of this site are solely for information purposes only and are based on scenarios common to a group or class of individuals. This information is not intended as, nor is it capable of being personal financial advice specific to any particular situation.
Neither New Zealand Financial Planning, nor any of our employees give any warranty of accuracy or currency of the information provided. We recommend you seek professional advice before making any financial decisions.
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